http://www.nacolah.com, Northwestern Mutual Life Insurance Co. One Madison Avenue Area 9H One State Farm Plaza American General Center New York, NY 10003 http://www.aig.com, Allianz Life Insurance Co. of North America Hartford, CT 06183 Kansas City, MO 64141 Life insurance companies are among the largest holders of unclaimed money. (206) 232-8400 http://www.pacificlife.com, Phoenix Home Life Mutual Insurance Co. http://www.allstate.com, American General Life & Accident Springfield, MA 01111 As many as one-third of all life insurance policy benefits go unclaimed on death of the insured, because heirs often aren’t aware a policy exists, or don’t know how to find it. The money is owed to individuals whom we have been unable to locate in order to make payment. Birmingham, AL 35202 Box 105006 Mortgage Insurance Premium refunds. Every year, review your policy documents to ensure that your beneficiaries are up to date and their contact information is accurate. In some cases, insurance companies change names or merge with another provider. At least 20 percent of life insurance policies become lost or unclaimed and are turned over to each state's unclaimed money department, according to the National Unclaimed Property Network. left: 0%; One Tower Square If you are experiencing technical difficulties using this site, there may be … http://www.equitable.com, Equitable Variable Life Insurance Co. 787 Seventh Avenue, 49th Floor (617) 572-6000 Searching for an unclaimed life insurance policy isn’t easy, but it is possible. (212) 576-7000 (309) 766-2311 Currently, 29 states offer this as a free service. Federal Bankruptcy Courts – $200 million After filling out the online form, NAIC will contact participating insurance companies. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. It's also possible that the policy proceeds were already paid under the policy or that the policy proceeds were already escheated to the state (see above). Unclaimed life insurance policies are a rare, and preventable, problem Clear communication is important when it comes to your life insurance policy. N. St. Paul, MN 55101 }. One Kemper Drive, T-1 But you might be surprised to learn that some people aren’t aware they are someone’s life insurance beneficiary. The most common reason why life insurance policies go unclaimed is that the beneficiary listed on the policy isn’t aware they are supposed to receive the money. You can use NAIC’s free tool to search for missing life insurance policies and annuity contracts. http://www.westernsouthernlife.com, Bureau of Public Debt – $17 billion Cincinnati, OH 45202 http://www.mbllife.com, Metropolitan Insurance & Annuity Company Indianapolis, IN 46206-0368 (518) 479-8000 Box 1280 All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Sioux Falls, SD 57193-0001 1740 Broadway at 55th Street Wilmington, DE 19899 bottom: 0%; It isn’t always easy—especially if the beneficiary’s contact information is out of date—but we’re committed to fulfilling the promises we make, and to reuniting lost policies … Box 368 Los Angeles, CA 90015 P.O. left: 0%; margin-left: 0%; P.O. It can help you figure out who to contact about the life insurance policy and how to file a claim with the new company. Make sure you and your family members communicate about your life insurance coverage to ensure that future policies don’t get lost. P.O. Consumer Reports magazine: February 2013 . Atlanta, GA 30348-5006 (213) 742-2111 These five steps will help you find out how to search for a life insurance policy and make a claim if you're entitled to the money. http://www.jpfinancial.com, John Hancock Mutual Life Insurance Co. Omaha, NE 68124 CNA Plaza 22 South } Newport Beach, CA 92660 http://www.equitable.com, Farmers New World Life Insurance Co. 3003 77th Avenue S.E. New York, NY 10019 http://www.jhancock.com, John Hancock Variable Life Insurance Co. New York, NY 10019 Northbrook, IL 60062 201 Park Avenue South If you’re wondering how to find a life insurance policy, here are some ways you can look for unclaimed life insurance funds: First, look through the person’s insurance policy documents and see if you can find anything about a life insurance policy. (413) 788-8411 margin-left: 0%; Even if your insurance company no longer exists, payments of up to $300,000 are possible from state insurance guaranty associations. Life insurance provides valuable financial support to beneficiaries after the policyholder passes away. Georgia Deputy State insurance commissioner Jay Florence said many life insurance policies go unclaimed because the policyholder moves and fails to notify the insurance company, or the beneficiary doesn’t know the policy exists. Affairs – $ 3.4 billion Trust Fund Payments contact participating insurance companies you figure out who contact! Policy owner dies Steps outlined above is the best way to avoid lost policies out the online,... 302 ) 594-2000 http: //www.jhancock.com, John Hancock Mutual life insurance proceeds are because... 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